:root{
  --ink:#132524;
  --ink-soft:#3f5453;
  --gray:#6b7a79;
  --teal:#12866f;
  --teal-dark:#0b6455;
  --teal-light:#e3f7f0;
  --mint:#eafaf4;
  --line:#dde8e5;
  --white:#ffffff;
  --danger:#c0392b;
  --radius:14px;
  --shadow: 0 20px 45px -20px rgba(18,71,60,.28);
  --maxw:1320px;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:'Inter',system-ui,sans-serif;
  color:var(--ink);
  background:var(--white);
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3{ font-family:'Manrope',system-ui,sans-serif; margin:0; letter-spacing:-0.01em;}
p{margin:0;}
a{color:inherit;text-decoration:none;}
img{max-width:100%;display:block;}
.wrap{max-width:var(--maxw); margin:0 auto; padding:0 clamp(20px, 4vw, 56px);}

/* ---------- Header ---------- */
header.site{
  position:sticky; top:0; z-index:40;
  background:rgba(255,255,255,.92);
  backdrop-filter:blur(8px);
  border-bottom:1px solid var(--line);
}
.nav{
  display:flex; align-items:center; justify-content:space-between;
  padding:16px 0; flex-wrap:nowrap; gap:12px;
}
.brand{display:flex; align-items:center; gap:10px; font-weight:800; font-size:1.05rem; min-width:0;}
.brand .logo-img{ height:38px; width:auto; flex:none;}
nav.links{display:flex; align-items:center; gap:34px;}
nav.links a.navlink{font-weight:600; font-size:.94rem; color:var(--ink-soft);}
nav.links a.navlink:hover{color:var(--teal-dark);}
.btn-apply{
  background:var(--teal); color:#fff!important; font-weight:700; font-size:.92rem;
  padding:10px 22px; border-radius:999px; text-align:center;
}
.btn-apply:hover{background:var(--teal-dark);}
.navlinks-mobile-hide{display:flex;}

/* Hamburger toggle (mobile only) */
.menu-toggle{
  display:none; flex-direction:column; justify-content:center; gap:5px;
  width:38px; height:38px; border:none; background:none; cursor:pointer; padding:0;
}
.menu-toggle span{ display:block; width:22px; height:2px; background:var(--ink); border-radius:2px; transition:transform .2s, opacity .2s;}
.menu-toggle.open span:nth-child(1){ transform:translateY(7px) rotate(45deg);}
.menu-toggle.open span:nth-child(2){ opacity:0;}
.menu-toggle.open span:nth-child(3){ transform:translateY(-7px) rotate(-45deg);}

.mobile-menu{
  display:none; flex-direction:column; gap:4px;
  max-height:0; overflow:hidden; transition:max-height .25s ease;
  padding:0 32px;
}
.mobile-menu.open{ max-height:280px; padding:6px 32px 18px;}
.mobile-menu .navlink{ padding:12px 0; border-bottom:1px solid var(--line); font-weight:600;}
.mobile-menu .btn-apply{ margin-top:12px;}

@media (max-width:760px){
  .navlinks-mobile-hide{display:none !important;}
  .menu-toggle{display:flex !important;}
  .mobile-menu{display:flex; padding:0 20px;}
  .mobile-menu.open{ padding:6px 20px 18px;}
}
@media (min-width:761px){
  .menu-toggle{display:none !important;}
  .mobile-menu{display:none !important;}
}

/* ---------- Hero / Wizard section ---------- */
section.hero{
  position:relative;
  overflow:hidden;
  background:
    linear-gradient(115deg, #ffffff 0%, #ffffff 46%, var(--mint) 46%, var(--mint) 100%);
}
.hero-inner{
  display:grid; grid-template-columns:1.05fr .95fr; gap:40px;
  padding:56px clamp(20px, 4vw, 56px) 64px;
  max-width:var(--maxw); margin:0 auto;
  align-items:start;
}
.hero-copy h1{ font-size:2.6rem; line-height:1.08; font-weight:800; margin-bottom:14px;}
.hero-copy h1 .accent{color:var(--teal);}
.hero-copy p.lede{color:var(--ink-soft); font-size:1.02rem; line-height:1.5; max-width:46ch; margin-bottom:26px;}

/* Wizard card */
.wizard{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:20px;
  box-shadow:var(--shadow);
  padding:28px 28px 24px;
}
@media (max-width:720px){
  .hero-inner{ padding:36px 20px 44px; gap:32px;}
  .hero-copy h1{ font-size:2rem;}
  .wizard{ padding:20px 18px 18px; border-radius:16px;}
}

.step{display:none;}
.step.active{display:block; animation:fadeIn .3s ease;}
@keyframes fadeIn{from{opacity:0; transform:translateY(6px);} to{opacity:1; transform:translateY(0);}}

.step h2.step-title{ font-size:1.35rem; font-weight:800; margin-bottom:4px;}
.step p.step-sub{ color:var(--gray); font-size:.9rem; margin-bottom:20px;}

.field{ margin-bottom:16px;}
.field label{ display:block; font-size:.82rem; font-weight:700; color:var(--ink-soft); margin-bottom:6px;}
.row-2{ display:grid; grid-template-columns:1fr 1fr; gap:14px;}
.row-3{ display:grid; grid-template-columns:1fr 1fr 1fr; gap:14px;}
@media (max-width:560px){ .row-2,.row-3{grid-template-columns:1fr;} }

input[type=text], input[type=email], input[type=tel], input[type=date],
input[type=number], select{
  width:100%;
  padding:12px 14px;
  border-radius:10px;
  border:1.5px solid var(--line);
  font-size:.95rem;
  font-family:inherit;
  color:var(--ink);
  background:#fbfdfd;
  outline:none;
  transition:border-color .15s, box-shadow .15s;
  appearance:none;
  -webkit-appearance:none;
}
select{
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='14' height='9'><path d='M1 1l6 6 6-6' stroke='%236b7a79' stroke-width='1.6' fill='none' fill-rule='evenodd'/></svg>");
  background-repeat:no-repeat; background-position:right 14px center; padding-right:36px;
}
input:focus, select:focus{ border-color:var(--teal); box-shadow:0 0 0 4px var(--teal-light);}

.amount-box{
  display:flex; align-items:center; gap:8px;
  border:1.5px solid var(--line); border-radius:10px; padding:10px 14px; background:#fbfdfd;
}
.amount-box:focus-within{ border-color:var(--teal); box-shadow:0 0 0 4px var(--teal-light);}
.amount-box .dollar{ font-weight:800; color:var(--teal-dark); font-size:1.15rem;}
.amount-box input{ border:none; background:transparent; padding:0; font-size:1.3rem; font-weight:800; color:var(--ink);}
.amount-box input:focus{ box-shadow:none;}

.chip-group{ display:grid; grid-template-columns:repeat(3,1fr); gap:10px; margin-top:8px;}
@media (max-width:560px){ .chip-group{grid-template-columns:1fr;} }
.chip{
  border:1.5px solid var(--line); border-radius:10px; padding:12px 10px; text-align:center;
  font-weight:700; font-size:.85rem; cursor:pointer; background:#fff; color:var(--ink-soft);
  transition:all .15s;
}
.chip.selected{ border-color:var(--teal); background:var(--teal-light); color:var(--teal-dark);}

.choice-group{ display:flex; gap:12px; flex-wrap:wrap;}
.choice{
  border:1.5px solid var(--line); border-radius:10px; padding:12px 18px; cursor:pointer;
  font-weight:700; font-size:.88rem; color:var(--ink-soft); background:#fff; flex:1; text-align:center; min-width:120px;
  transition:all .15s;
}
.choice.selected{ border-color:var(--teal); background:var(--teal-light); color:var(--teal-dark);}
.choice input{ position:absolute; opacity:0; pointer-events:none;}

.consent{ display:flex; gap:10px; align-items:flex-start; margin-bottom:14px; padding:14px; border:1px solid var(--line); border-radius:10px; background:#fbfdfd;}
.consent input{ margin-top:3px; flex:none; width:16px; height:16px; accent-color:var(--teal);}
.consent p{ font-size:.78rem; line-height:1.5; color:var(--ink-soft);}

.step-nav{ display:flex; gap:12px; margin-top:22px;}
.btn{
  border:none; cursor:pointer; font-family:inherit; font-weight:700; font-size:.95rem;
  padding:14px 20px; border-radius:999px; transition:background .15s, transform .1s;
}
.btn:active{ transform:scale(.98);}
.btn-primary{ background:var(--teal); color:#fff; flex:1;}
.btn-primary:hover{ background:var(--teal-dark);}
.btn-ghost{ background:var(--white); color:var(--ink-soft); border:1.5px solid var(--line);}
.btn-ghost:hover{ border-color:var(--gray);}
.error-text{ color:var(--danger); font-size:.78rem; font-weight:600; margin-top:6px; display:none;}
.field.has-error input, .field.has-error select{ border-color:var(--danger);}
.field.has-error .error-text{ display:block;}

.submit-error{
  display:none; margin-top:16px; padding:13px 16px; border-radius:10px;
  background:#fdecea; border:1px solid #f3c1bb; color:var(--danger);
  font-size:.85rem; font-weight:600; line-height:1.5;
}

.badges{ display:flex; gap:20px; row-gap:14px; margin-top:26px; flex-wrap:wrap;}
.badge{ display:flex; align-items:center; gap:9px; font-size:.75rem; font-weight:700; color:var(--ink-soft); line-height:1;}
.badge .dot{
  width:28px; height:28px; border-radius:50%; background:var(--teal-light);
  display:flex; align-items:center; justify-content:center; color:var(--teal-dark); flex:none;
  font-size:.8rem; line-height:1;
}
.badge .txt{ white-space:nowrap;}
@media (max-width:480px){
  .badges{ gap:14px; row-gap:12px;}
}

/* ---------- Hero image frames (circle, animated ring, floating) ---------- */
.art-panel{
  position:relative; min-height:500px;
  display:flex; align-items:center; justify-content:center;
}
.art-panel .dotfield{ position:absolute; inset:0; opacity:.6;}
.hero-frame{
  position:relative;
  animation:float 5s ease-in-out infinite;
}
.hero-frame.main{ width:min(420px, 78%); aspect-ratio:1/1; z-index:2;}
.hero-frame.accent{
  position:absolute; width:min(190px, 38%); aspect-ratio:1/1;
  left:2%; bottom:4%; z-index:3; animation-delay:.6s;
}
.hero-frame .ring{
  position:absolute; inset:-14px; border-radius:50%;
  background:conic-gradient(from 0deg, #59c9a5, #12866f, #f2c94c, #59c9a5);
  animation:spin 9s linear infinite;
  -webkit-mask:radial-gradient(farthest-side, transparent calc(100% - 7px), #000 calc(100% - 7px));
  mask:radial-gradient(farthest-side, transparent calc(100% - 7px), #000 calc(100% - 7px));
}
.hero-frame.accent .ring{ inset:-8px; -webkit-mask:radial-gradient(farthest-side, transparent calc(100% - 5px), #000 calc(100% - 5px)); mask:radial-gradient(farthest-side, transparent calc(100% - 5px), #000 calc(100% - 5px));}
.hero-frame .photo-circle{
  position:absolute; inset:0; border-radius:50%; overflow:hidden;
  border:6px solid var(--white); box-shadow:var(--shadow);
}
.hero-frame.accent .photo-circle{ border-width:4px;}
.hero-frame .photo-circle img{ width:100%; height:100%; object-fit:cover;}
.hero-frame .badge-float{
  position:absolute; bottom:6%; right:-6%; background:var(--white); border-radius:14px;
  padding:10px 14px; box-shadow:var(--shadow); display:flex; align-items:center; gap:8px;
  animation:float 5s ease-in-out infinite; animation-delay:.4s; z-index:4;
}
.hero-frame .badge-float .ic{ width:26px;height:26px;border-radius:50%;background:var(--teal-light); color:var(--teal-dark); display:flex; align-items:center; justify-content:center; font-size:.8rem;}
.hero-frame .badge-float span.txt{ font-size:.72rem; font-weight:800; color:var(--ink-soft);}

@keyframes float{ 0%,100%{transform:translateY(0);} 50%{transform:translateY(-14px);} }
@keyframes spin{ to{ transform:rotate(360deg); } }
@media (prefers-reduced-motion: reduce){
  .hero-frame, .hero-frame .ring, .hero-frame .badge-float, .img-frame .ring2{ animation:none !important; }
}

@media (max-width:980px){
  .hero-inner{ grid-template-columns:1fr; }
  .art-panel{ order:-1; min-height:auto; margin-bottom:8px;}
  section.hero{ background:var(--mint);}
}
@media (max-width:760px){
  /* Below this width the absolute-positioned collage (main + accent
     circles + floating badge) is dropped in favor of a simple, safe
     stacked layout — this guarantees nothing can ever overlap the
     heading/text that follows, regardless of image aspect ratio. */
  .art-panel{
    flex-direction:column; align-items:center; justify-content:flex-start;
    gap:16px; padding:18px 12px 6px; min-height:auto;
  }
  .hero-frame.main{ position:relative; width:min(230px, 58%); margin:0 auto;}
  .hero-frame.accent{
    position:relative; width:min(120px, 42%); left:auto; bottom:auto;
    margin:0 auto; animation-delay:.3s;
  }
  .hero-frame .badge-float{
    position:static; margin:0 auto; width:max-content; max-width:88%;
  }
}
@media (max-width:400px){
  .hero-frame.main{ width:min(200px, 56%);}
  .hero-frame.accent{ width:min(100px, 38%);}
}

/* ---------- Features ---------- */
section.features{ padding:70px clamp(20px, 4vw, 56px); background:var(--white);}
.section-head{ text-align:center; max-width:640px; margin:0 auto 42px;}
.section-head h2{ font-size:1.9rem; font-weight:800; margin-bottom:10px;}
.section-head p{ color:var(--ink-soft); font-size:1rem; line-height:1.5;}
.feature-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:22px; max-width:var(--maxw); margin:0 auto;}
@media (max-width:860px){ .feature-grid{ grid-template-columns:1fr 1fr;} }
@media (max-width:560px){ .feature-grid{ grid-template-columns:1fr;} }
.feature-card{
  border:1px solid var(--line); border-radius:16px; padding:24px; background:#fff;
  transition:transform .2s, box-shadow .2s;
}
.feature-card:hover{ transform:translateY(-4px); box-shadow:var(--shadow);}
.feature-card .ic{
  width:44px;height:44px;border-radius:12px;background:var(--teal-light); color:var(--teal-dark);
  display:flex; align-items:center; justify-content:center; font-size:1.2rem; margin-bottom:14px;
}
.feature-card h3{ font-size:1rem; font-weight:800; margin-bottom:6px;}
.feature-card p{ font-size:.88rem; color:var(--ink-soft); line-height:1.5;}

/* ---------- How it works ---------- */
section.how{ padding:70px clamp(20px, 4vw, 56px); background:var(--mint);}
.how-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:26px; max-width:var(--maxw); margin:0 auto;}
@media (max-width:860px){ .how-grid{ grid-template-columns:1fr;} }
.how-card{ background:#fff; border-radius:16px; padding:26px; position:relative;}
.how-card .num{
  width:36px;height:36px;border-radius:50%;background:var(--teal); color:#fff; font-weight:800;
  display:flex; align-items:center; justify-content:center; margin-bottom:16px; font-size:.9rem;
}
.how-card h3{ font-size:1.02rem; font-weight:800; margin-bottom:8px;}
.how-card p{ font-size:.88rem; color:var(--ink-soft); line-height:1.55;}

/* ---------- Info / image 2 section ---------- */
section.info{ padding:70px clamp(20px, 4vw, 56px); }
.info-grid{ display:grid; grid-template-columns:.85fr 1.15fr; gap:56px; align-items:center; max-width:var(--maxw); margin:0 auto;}
@media (max-width:860px){
  .info-grid{grid-template-columns:1fr;}
  .img-frame .stat{
    position:static; margin:16px auto 0; text-align:center; max-width:240px;
  }
}

.img-frame{
  position:relative; width:min(360px,100%); margin:0 auto;
}
.img-frame .ring2{
  position:absolute; inset:-10px; border-radius:34px;
  background:conic-gradient(from 90deg, #f2c94c, #59c9a5, #0b6455, #f2c94c);
  animation:spin 12s linear infinite;
  -webkit-mask:radial-gradient(farthest-side at center,transparent calc(100% - 7px),#000 calc(100% - 7px));
  mask: radial-gradient(farthest-side at center,transparent calc(100% - 7px),#000 calc(100% - 7px));
  -webkit-mask-mode:alpha;
}
.img-frame .photo-squircle{
  position:relative; border-radius:28px; overflow:hidden; aspect-ratio:4/5;
  border:6px solid var(--white); box-shadow:var(--shadow);
}
.img-frame .photo-squircle img{ width:100%; height:100%; object-fit:cover;}
.img-frame .stat{
  position:absolute; right:-14px; bottom:18px; background:var(--white); border-radius:14px; padding:14px 16px;
  box-shadow:var(--shadow); max-width:170px; animation:float 6s ease-in-out infinite;
}
.img-frame .stat .num-lg{ font-size:1.4rem; font-weight:800; color:var(--teal-dark);}
.img-frame .stat .lab{ font-size:.72rem; color:var(--gray); font-weight:600; line-height:1.3; margin-top:2px;}

.info-copy h2{ font-size:1.9rem; font-weight:800; margin-bottom:14px; line-height:1.15;}
.info-copy p{ color:var(--ink-soft); line-height:1.6; margin-bottom:22px; max-width:56ch;}
.feature-box{ display:flex; gap:14px; background:var(--mint); border-radius:14px; padding:18px; align-items:flex-start;}
.feature-box .ic{ width:38px; height:38px; border-radius:10px; background:var(--white); display:flex; align-items:center; justify-content:center; flex:none;}
.feature-box h3{ font-size:.95rem; font-weight:800; margin-bottom:4px;}
.feature-box p{ font-size:.85rem; color:var(--ink-soft); margin:0;}

/* ---------- FAQ ---------- */
section.faq{ padding:70px clamp(20px, 4vw, 56px); background:var(--white);}
.faq-list{ max-width:760px; margin:0 auto;}
.faq-item{ border-bottom:1px solid var(--line);}
.faq-q{
  width:100%; text-align:left; background:none; border:none; cursor:pointer;
  padding:20px 0; font-family:inherit; font-size:1rem; font-weight:700; color:var(--ink);
  display:flex; align-items:center; justify-content:space-between; gap:16px;
}
.faq-q .plus{ flex:none; width:22px; height:22px; position:relative;}
.faq-q .plus:before, .faq-q .plus:after{
  content:""; position:absolute; background:var(--teal); border-radius:2px;
}
.faq-q .plus:before{ width:14px; height:2.4px; top:50%; left:50%; transform:translate(-50%,-50%);}
.faq-q .plus:after{ width:2.4px; height:14px; top:50%; left:50%; transform:translate(-50%,-50%); transition:transform .2s;}
.faq-item.open .faq-q .plus:after{ transform:translate(-50%,-50%) rotate(90deg); opacity:0;}
.faq-a{ max-height:0; overflow:hidden; transition:max-height .25s ease;}
.faq-a p{ padding:0 0 20px; font-size:.9rem; color:var(--ink-soft); line-height:1.6; max-width:64ch;}

/* ---------- Footer ---------- */
footer.site{
  background:var(--ink);
  color:#c7d6d3;
  padding-top:56px;
}
.footer-top{
  display:grid; grid-template-columns:1.4fr 1fr 1fr 1.2fr; gap:40px;
  padding-bottom:40px;
}
.footer-brand .footer-logo{ height:36px; filter:brightness(0) invert(1); margin-bottom:16px;}
.footer-brand p{ font-size:.88rem; line-height:1.6; color:#a9bdb9; max-width:34ch; margin-bottom:18px;}
.footer-contact{ display:flex; flex-direction:column; gap:10px;}
.footer-contact a{ font-size:.85rem; font-weight:600; color:#e3ede9; display:flex; align-items:center; gap:8px;}
.footer-contact a:hover{ color:#59c9a5;}
.footer-contact .ic{ font-size:.85rem;}

.footer-col h4{ color:#fff; font-size:.85rem; font-weight:800; letter-spacing:.02em; text-transform:uppercase; margin-bottom:16px;}
.footer-col{ display:flex; flex-direction:column;}
.footer-col a{ font-size:.88rem; color:#a9bdb9; margin-bottom:12px; font-weight:600;}
.footer-col a:hover{ color:#59c9a5;}

.footer-badge{ display:flex; align-items:center; gap:9px; font-size:.85rem; font-weight:600; color:#a9bdb9; margin-bottom:12px;}
.footer-badge .dot{
  width:26px; height:26px; border-radius:50%; background:rgba(89,201,165,.14); color:#59c9a5;
  display:flex; align-items:center; justify-content:center; font-size:.78rem; flex:none;
}

.footer-disclaimer{
  border-top:1px solid rgba(255,255,255,.08);
  padding:22px 0; font-size:.76rem; line-height:1.6; color:#7f948f;
}

.footer-bottom{ border-top:1px solid rgba(255,255,255,.08); background:rgba(0,0,0,.15);}
.footer-bottom-inner{
  display:flex; align-items:center; justify-content:space-between; gap:16px;
  padding:18px 0; font-size:.8rem; color:#8ba09b; flex-wrap:wrap;
}
.footer-bottom .legal-links{ display:flex; gap:20px; margin:0;}
.footer-bottom .legal-links a{ color:#8ba09b; font-weight:600;}
.footer-bottom .legal-links a:hover{ color:#59c9a5;}

@media (max-width:900px){
  .footer-top{ grid-template-columns:1fr 1fr; row-gap:32px;}
  .footer-brand{ grid-column:1 / -1;}
}
@media (max-width:560px){
  .footer-top{ grid-template-columns:1fr; text-align:left;}
  .footer-bottom-inner{ flex-direction:column; align-items:flex-start; gap:10px;}
}

/* Thank you overlay */
.thankyou{ text-align:center; padding:10px 0 4px;}
.thankyou .tick{
  width:64px; height:64px; border-radius:50%; background:var(--teal-light); color:var(--teal-dark);
  display:flex; align-items:center; justify-content:center; margin:0 auto 18px;
}
.thankyou h2{ font-size:1.5rem; font-weight:800; margin-bottom:10px;}
.thankyou p{ color:var(--ink-soft); font-size:.95rem; line-height:1.6; max-width:44ch; margin:0 auto 8px;}
.thankyou .small{ font-size:.78rem; color:var(--gray); margin-top:18px; line-height:1.5;}

/* ---------- Legal pages (Privacy Policy / Terms) ---------- */
.legal-hero{ padding:48px clamp(20px, 4vw, 56px) 8px; max-width:860px; margin:0 auto;}
.legal-hero h1{ font-size:2rem; font-weight:800; margin-bottom:8px;}
.legal-hero .updated{ color:var(--gray); font-size:.85rem; font-weight:600;}
.legal-body{ padding:24px clamp(20px, 4vw, 56px) 80px; max-width:860px; margin:0 auto; color:var(--ink-soft); line-height:1.7;}
.legal-body h2{ font-size:1.2rem; font-weight:800; color:var(--ink); margin:34px 0 12px;}
.legal-body h2:first-child{ margin-top:0;}
.legal-body p{ margin-bottom:14px;}
.legal-body ul{ margin:0 0 14px; padding-left:20px;}
.legal-body li{ margin-bottom:8px;}
.legal-body a.inline-link{ color:var(--teal-dark); font-weight:700; text-decoration:underline;}
.legal-body strong{ color:var(--ink);}
.legal-note{
  background:var(--mint); border-radius:12px; padding:16px 18px; font-size:.85rem;
  color:var(--ink-soft); margin-bottom:28px;
}
@media (max-width:720px){
  .wrap{ padding:0 20px;}
  section.features, section.how, section.info, section.faq{ padding:48px 20px;}
  .section-head{ margin-bottom:30px;}
  .section-head h2{ font-size:1.5rem;}
  .info-grid{ gap:34px;}
  .img-frame .stat{ right:0; bottom:-14px; padding:10px 12px;}
  footer.site{ padding:24px 20px;}
}
@media (max-width:400px){
  .row-3{ grid-template-columns:1fr 1fr;}
  .row-3 .field:last-child{ grid-column:1 / -1;}
}